Grow and retain a more resilient, productive, and healthy workforce.
- Automate emergency savings accounts (ESAs)
- Reward savings outcomes with our behavioral economics models
- Preserve and grow retirement savings
- Simplify rollout by directly connecting your HCM or Payroll
How Sunny Day Fund® will help your employees:
Our platform makes saving for emergencies and other needs easy, accessible, and rewarding.
Through Evolve Bank & Trust, Member FDIC
Fast, penalty-free, and unrestricted withdrawals
Reinforce savings behavior with cash rewards
Over half of America do not have emergency savings.
That’s why Secure 2.0 passed, and why 40% – 60% of all employers are expected to offer ESAs by 2026 according to Transamerica Prescience 2026.
Why organizations are prioritizing Sunny Day Fund®
We help you attract and retain better, improve workforce productivity, and build a more inclusive benefits package.
Attract & Retain
Top requested benefit with ~25% higher retention
Fewer 401(k) loans & withdrawals, better mental health
Financial wellness that empowers women & people of color to save
A peek at your workplace emergency savings program
simple, customizable, impactful, inclusive, and secure.
We sync directly with your payroll system to simplify rollout, manage eligibility, and update employee contributions – because no one wants extra work!
Customizable plan design.
Our tailored, patent-pending rewards models encourage better savings behavior while meeting different employee groups where they are.
Not just an app.
Employees love our simple, accessible interface available in multiple languages and over mobile and desktop. With a goal-based experience and financial resources from nonprofit partners, they’ll do more than just save for rainy days.
Our employer portal provides aggregated, anonymized data to draw insights into your Sunny Day Fund-powered ESA program. Our additional tools can also help you measure improvements in financial well-being based on CFPB’s substantial research.
Implement securely with peace of mind.
Sunny Day Fund is SOC 2 Type 2 certified, with no qualifications! That means an independent CPA audited us and assure that we operated effectively across security, process integrity, privacy, and other trust criteria.
Data Storage and Processing
Our data is securely hosted on the cloud across multiple regions with appropriate backups. Our cloud partners are trusted independent providers who have also earned their SOC 2 Type II and ISO certifications.
Employer, employee, and platform data are 256-bit encrypted at rest and in transit.
Data permissions & authentication
As per our SOC 2 Type II, we strictly restrict access to customer data to authorized personnel. Team members use multi-factor authentication or respective secret keys for platform data connections.
Our customers are based in the US, and so are their data and the people that assist them. By geofencing to the US, we are able to support public sector clients as well.