Privacy Policy

Privacy Policy

Revised date: August 29, 2024

Sunny Day Fund Solutions Inc. (“Company” “we,” “us” or “our”) provides this Privacy Policy (“Policy”) to explain how we collect, use, disclose, and process information about you when you use our websites, including, but not limited to, https://www.sunnydayfund.com/, (each, a “Site” and collectively, the “Sites”), and other online products, applications, and services offered through the Sites or that otherwise link to this Privacy Policy (collectively with the Sites, the “Services”). 

We may change this Policy from time to time. If we make changes, we will notify you by revising the date at the top of the Policy and, in some cases, we may provide you with additional notice (such as adding a statement to our homepage or sending you a notification). We encourage you to review the Policy whenever you access the Services or otherwise interact with us to stay informed about our information practices and the choices available to you. 

Information Collection 

Information You Provide to Us 

You may provide us with certain information about you in the course of using our Services such as: when you create an account; use our Services or otherwise participate in any interactive features of the Services; fill out a form; subscribe to an email list or newsletter; request customer support; request a whitepaper; register for a training course, demonstration, free trial, or webinar; participate in a contest or promotion; or otherwise communicate with us. The types of information that we may collect include, but are not limited to, your name, username, email address, job title, phone number, address, payment information, and company name. We may also collect information you supply to us concerning your preferences and interests expressed in the course of use of our Services. 

We do not and will not sell any of the data we collect or that you may provide to us.  

Automatically Collected Information 

When you access or use our Services, we automatically collect information about you, including: 

• Log Information: We collect log information about your use of the Services, including the type of browser you use, access times, pages viewed, your IP address, and the page you visited before navigating to our Services. 

• Device Information: We collect information about the computer or mobile device you use to access our Services, including the hardware model, operating system and version, unique device identifiers, and mobile network information. 

• Information Collected by Cookies and Other Tracking Technologies: Like most online services, we may use cookies and other technologies, such as web beacons, web storage, and unique advertising identifiers, to collect information about your activity, browser, and device. Cookies are small data files stored on your hard drive or in device memory that help us improve our Services, your experience, and to see which areas and features of our Sites are popular by counting visits. Web beacons are electronic images that may be used on our Sites or emails and help deliver cookies, count visits and understand usage and campaign effectiveness. 

Information We Collect from Other Sources 

We obtain information from other sources and combine that with information we collect through our Services. For example, we may collect information about you from third parties and publicly available sources, such as LinkedIn. 

Use of Information 

Information we collect about you is used to provide, maintain, and improve our Services, such as to administer your use of our Services and to enable you to enjoy and easily navigate the Sites. 

We also use the information we collect to: 

• Send you technical notices, updates, security alerts, support, and administrative messages, and to respond to your comments, questions and customer service requests; 

• Communicate with you about products, services, offers, and events offered by us and others, and provide newsletters, marketing or promotional materials, and information we think will be of interest to you; 

• Monitor and analyze trends, usage and activities in connection with our Services; 

• Detect, investigate and prevent fraudulent transactions and other illegal activities and protect the rights and property of Company and others; 

• Personalize and improve the Services and provide advertisements, content or features that match your interests; 

• Facilitate contests, sweepstakes, and promotions and process and deliver entries and rewards; and 

• Carry out any other purpose described to you at the time the information was collected. 

Retention Period 

We keep your information for no longer than is necessary, which depends on the purpose we use the information for. 

After termination of your account, we may continue to use anonymized data (which does not identify individual users) which is aggregated with anonymized data of other users. We use this aggregated anonymized data for data analysis and research purposes, for example to gain insights about our users’ preferences. 

If provided voluntarily, we may also keep your email address to ensure that you no longer receive any communications from us as well as your name, date of birth and latest address for fraud prevention purposes and for the exercise or defiance of a legal claim. 

Information Sharing 

We share information about you as follows or as otherwise describes in this Policy: 

• With vendors, business partners, consultants and other service providers who need access to such information to carry out work on our behalf including to facilitate operation, access and use of our Services, provide Services on our behalf, perform Site-related services (including, but not limited to, data storage, maintenance services, database management, web analytics, customer relationship management vendors, and improvement of the Sites’ features) or assist us in analyzing how our Services are used; 

• We use Portage Bank for financial technology services in our course of business. By using our application in any way you consent to Sunny Day Fund Employee Savings Account Agreement; 

• Specifically, Portage Bank, member of the Federal Deposit Insurance Corporation (“FDIC”), powers certain banking services and products offered through us and its privacy policy linked through the Sunny Day Fund Employee Savings Account Agreement.  Sunny Day Fund Solutions, Inc is a non-bank that is not itself an FDIC-insured institution. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

• In response to a request for information if we believe disclosure is in accordance with, or required by, any applicable law or legal process, including lawful requests by public authorities to meet national security or law enforcement requirements; 

• If we believe your actions are inconsistent with our user agreements or policies, or to protect the rights, property and safety of Company or others; 

• In connection with, or during negotiations of, any merger, sale of our assets, financing or acquisition of all or a portion of our business by another company; 

• Between and among Company and our current and future parents, affiliates, subsidiaries and other companies under common control and ownership; and 

• With your consent or at your direction. 

We may also share aggregated or de-identified information, which cannot reasonably be used to identify you. 

Advertising and Analytics Services Provided by Others 

We may allow others to provide analytics services and serve advertisements on our behalf across the internet and in applications. These entities may use cookies, web beacons, device identifiers and other technologies to collect information about your use of the Services and other websites and applications, including your IP address, web browser, mobile network information, pages viewed, time spent on pages or in apps, links clicked and conversion information. This information may be used by Company and others to, among other things, analyze and track data, determine the popularity of certain content, deliver advertising and content targeted to your interests on our Services and other websites and better understand your online activity. For more information about interest-based ads, or to opt out of having your web browsing information used for behavioral advertising purposes, please visit www.aboutads.info/choices. 

Your Choices 

Account Information 

You may review, update, correct, or delete the information provided in your registration or that you otherwise provided to us by contacting us at security@sunnydayfund.com. Please note that we may retain certain information as required by law or for legitimate business purposes. We may also retain cached or archived copies of information about you for a certain period of time. In addition, we will retain any aggregated, de-identified information which cannot reasonably be used to identify you. 

Cookies 

Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject browser cookies. Please note that if you choose to remove or reject cookies, this could affect the availability and functionality of our Services. 

Consumer Rights 

The following are your rights as a consumer:   

• Right to be informed: Individuals have the right to be informed about the collection and use of their personal data. 

• Right to rectification: Individuals have the right to have inaccurate or incomplete personal data rectified. 

• Right to erasure: Individuals can request that organizations erase their personal data under certain circumstances – for example, when data obtained is no longer necessary, the data was unlawfully processed, or it no longer meets the lawful ground for which it was collected. 

• Right to restrict processing: Individuals no longer using Sunny Day Fund have the right to request the restriction and suppression of their personal data. 

• Right to object: Individuals have the right to object to the processing of their personal data under certain circumstances. Individuals have an absolute right to stop their data being used for direct marketing. In other cases where the right to object applies, Sunny Day Fund may be able to continue processing under conditions.  

Promotional Communications 

You may opt-out of receiving promotional emails from us by following the instructions at the bottom of those emails or by contacting us with your request at support@sunnydayfund.com. If you opt-out, we may still send you non-promotional emails, such as those about your account or our ongoing business relations. 

Third Party 

Sunny Day Fund has relationships with certain service providers in order to provide its services to you. 

Financial services are provided through Portage Bank (“Portage”), Member FDIC. Sunny Day Fund Solutions, Inc is a non-bank that is not itself an FDIC-insured institution. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured depository institution. Among other services, Portage leverages Plaid to conduct “Know Your Customer” requirements and other financial technology services. For purposes of satisfying “Know Your Customer” requirements, Sunny Day Fund asks for your identifying information, such as your name, email address, tax identification number, address, telephone number, date of birth, videos, and photographs that may contain images of your face, including your driver’s license or government-issued identification number or card. Sunny Day Fund will also collect information pertaining to your account transactions. Your personal information will be shared with Portage and will be subject to Portage’s Privacy Policy. Portage will share your information as necessary with third-party providers, regulators, and other service providers in connection with providing their services.  

Any Questions? 

If you have any questions about this Policy, please contact us at support@sunnydayfund.com. 

Privacy Policy Updates – 8/29/2024 

• We updated our privacy policy to reflect minor wording changes associated with our partnership with Portage 
• We clarified that Sunny Day Fund is not a bank or an insured depository institution