What a nail-biting finish to the year! Last night (Dec 29, 2022), President Biden signed into law Secure Act 2.0, including workplace emergency savings – hooray! With that lead unburied, we can finally wrap up the year and celebrate all that we’ve done and accomplished. Thank you for following us – learning why we are […]
How Alleghany Uses Sunny Day Fund to Help Their Employees Save for Emergencies
Workplace emergency savings programs and emergency savings accounts (ESAs) are becoming more and more common, especially as Secure Act 2.0 takes effect soon. As employers consider implementing an emergency savings program like Sunny Day Fund, it’s helpful to understand what to expect. As part of a new series of case studies, we are sitting down […]
Sitting Down with Lisa Massena to Talk Emergency Savings
By chance I sat next Lisa Massena at a recent forum on the future of retirement savings. Lisa launched OregonSaves, the original state Auto IRA that has become the template for twelve other states and more to come. Lisa is now the COO of Defined Contribution Institutional Investment Association (DCIIA), which has been conducting great […]
How Sunny Day Fund’s Values Power Our Emergency Savings System
In a previous post, I discussed how we need to evolve our workplace financial security system to include emergency savings and why that starts with values alignment. And so it makes sense for me to talk about our own values. Sunny Day Fund was born to help more Americans achieve financial security sooner. We’ve shaped […]
We need better systems for emergency savings, and that change starts with values alignment.
There’s still a belief that liveable wealth is only achieved by an individual’s level of financial knowledge, planning, and capability. A “bootstraps” narrative. I don’t think that’s the full picture. I believe that the key to sustainable personal financial well-being starts at the systems level, which is why I am advocating for a systems level […]
5 Takeaways from EMERGE Financial Health 2022
I will confess – I was a lurker in the Financial Health Network community, voraciously reading its Pulse reports and research articles (even back in its day as CFSI). I knew that the EMERGE conference was the place to be to take in and share what I’ve come across the last decade. Needless to say […]
