In a previous post, I discussed how we need to evolve our workplace financial security system to include emergency savings and why that starts with values alignment. And so it makes sense for me to talk about our own values. Sunny Day Fund was born to help more Americans achieve financial security sooner. We’ve shaped […]
Emergency Savings
We need better systems for emergency savings, and that change starts with values alignment.
There’s still a belief that liveable wealth is only achieved by an individual’s level of financial knowledge, planning, and capability. A “bootstraps” narrative. I don’t think that’s the full picture. I believe that the key to sustainable personal financial well-being starts at the systems level, which is why I am advocating for a systems level […]
What the 2021 Child Tax Credit Means for Your Employees (& How You Can Help)
Rarely do policy and employee needs collide to create truly meaningful financial change. But the 2021 IRS Child Tax Credit (CTC) offers a once-in-a-lifetime chance to get savings right. In an unprecedented move, the United States Congress passed legislation to provide relief for all parents of children ages 0 to 17. For 39 million American […]
6 Reasons to make an accessible savings account a priority
You may have already read Daniel’s story, which illustrates one of the many reasons individuals are trying to build accessible savings (you can call them emergency savings or personal savings too). In short, it comes down to the idea of dignity and self-determination, not just preparing for the unexpected. But if you’re an employer, why […]
Saving for emergencies: Daniel’s story
We often hear statistics that simplify the story of a person down to a single number. We do that too – we share the statistic from Marketplace-Edison Research that finds that nearly half of Americans would have trouble coming up with $250 for an unexpected expense. But people are more than numbers, and so I […]